What are you working towards?
Define your objective and when you may need the money. Short-term trading and long-term investing involve different decisions, costs and risks.
PLAN WITH PERSPECTIVE
Investment
Start with a plan. Keep risk at the centre.
A clear objective, realistic time horizon and an understanding of potential losses provide a starting point for informed decisions. Explore the principles below before choosing an approach.
Account loginA CLOSER LOOK
Three questions to ask first
What loss could you absorb?
Consider both your willingness to take risk and your financial ability to bear losses. Money needed for essential spending should not depend on speculative returns.
How concentrated is your exposure?
Diversification spreads exposure across different investments. It can help manage concentration risk, but it does not guarantee a profit or prevent all losses.
Make review part of your process
Research
Read product documents and understand pricing, liquidity, costs and the possibility of loss.
Document
Write down your reasons, assumptions and limits before making a decision.
Reassess
Review your approach when your circumstances change; past results do not guarantee future performance.
USEFUL ANSWERS
Frequently asked questions
General information only, not personal investment advice. Trading involves risk and may result in losses.
Investor.gov: asset allocation and diversificationIs this a managed investment plan?
No. This page provides general educational information. It does not offer a managed portfolio, a fixed-return plan or personalised investment advice.
Where do I find my account conditions?
Use the account portal and the documentation applicable to your account. Seek independent professional advice if you are unsure whether a product is suitable for you.
YOUR ACCOUNT
Account login Continue to your account portal
Review your account and the terms that apply to you.